T-money vs Klimat Card vs Wowpass: which transit card should you get?

Quick comparison for foreign visitors (2026 updated): T-money (₩4,000 + top-up) - Available at every convenience store - Works on all buses, subways, taxis - Simple and universal. Base subway fare: ₩1,550 Climate Card Tourist Pass (NEW in 2026!) - 1-day ₩5,000 / 3-day ₩10,000 / 5-day ₩15,000 - Unlimited Seoul subway + bus rides - Now accepts international credit cards for purchase - Monthly pass: ₩62,000 (includes Ttareungi bikes for ₩65,000) - Best value if you ride 3+ times daily Wowpass (free card, exchange fee ~0.5%) - Currency exchange + transit + shopping payment in one card - Great exchange rates at Wowpass kiosk machines - TWO separate wallets: shopping balance + T-money transit balance (must load each separately) - Does NOT work for online/delivery app payments NAMANE Card (₩7,000 issue fee) - Customizable card design (upload your own photo — K-pop idol, pet, anything) - Transit + shopping like Wowpass - Top up with international Visa/Mastercard/JCB My recommendation: Climate Card Tourist Pass for short trips (best value). Wowpass if you want easy currency exchange + payments. NAMANE for a cool souvenir card.